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The best cities in the world for a good life

22 cities around the world, scored on 14 conditions: the 2026 EIU Liveability Index, the Mercer, Happy City and Monocle rankings, income, public services, safety, housing cost versus income and risks.

Photo: Fabio Cagni / Unsplash

Questions the analysis answers

The ranking

22 positions scored on 14 conditions adapted to this topic. The scores are judgement based on the cited sources, with a rationale for each position. Conditions that cannot be assessed yet get 5 (neutral) in the score and do not count as met. The scores are frozen in the snapshot of 3 November 2026 (fingerprint in the .sha256 file).

Extended to 22 entries on 5 November 2026: the first 11 keep the same scores, and 11 new entries were added, with sources. The previous snapshot stays published: social-localitati-lume-2026-11-03.json.

#NameConditionsScoreSubstance / form
1Vienna13/148.40Substance without form
2Copenhagen12/148.38Substance without form
3Geneva12/148.32Substance without form
4Sydney12/148.10Substance confirmed
5Melbourne12/148.00Substance without form
6Luxembourg12/147.96Substance without form
7Osaka12/147.72Substance without form
8The Hague12/147.64Substance without form
9Zurich11/148.34Substance confirmed
10Oslo11/148.18Substance without form
11Munich11/148.08Substance without form
12Helsinki11/147.92Substance without form
13Stockholm11/147.84Substance without form
14Adelaide11/147.72Substance without form
15Vancouver11/147.60Substance confirmed
16Singapore10/147.96Substance confirmed
17Tokyo10/147.94Substance without form
18Amsterdam10/147.54Substance confirmed
19Toronto10/147.16Substance confirmed
20Auckland10/147.02Substance without form
21Wellington9/147.00Substance without form
22Paris8/147.20Substance confirmed

Each position, condition by condition

Vienna · 13/14 · score 8.40 · Substance without form

Second in the world (97 points), with its best marks in healthcare, education and infrastructure. Social housing makes rents more affordable than in other rich capitals.

#ConditionScoreIn plain words
C1Income8High wages.
C2Jobs8Many jobs, a diversified economy.
C3Attractiveness10Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare9A university medical centre.
C6Public services9Excellent public services.
C7Nature and air8Nature nearby and clean air.
C8Connectivity9Airport and motorway.
C9Safety9A safe city.
C10Housing cost versus income7Affordable housing relative to local income.
C11Culture and leisure10A very rich cultural and leisure offer.
C12Trend7Gaining appeal.
C13Crowding (inverse)6Average crowding.
C14Risks9Low risks.

Sources: Business Today: the world’s 10 most liveable cities in 2026 (EIU); SiViaggia: the 2026 EIU ranking, with the cities’ scores; ThePrint: what changed in the 2026 EIU ranking

Copenhagen · 12/14 · score 8.38 · Substance without form

The world’s first city in the 2026 EIU index (98 points), for the second year running, with top marks for stability, education and infrastructure; housing is expensive.

#ConditionScoreIn plain words
C1Income9High wages.
C2Jobs8Many jobs, a diversified economy.
C3Attractiveness10Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare9A university medical centre.
C6Public services9Excellent public services.
C7Nature and air8Nature nearby and clean air.
C8Connectivity9Airport and motorway.
C9Safety9A safe city.
C10Housing cost versus income4Very expensive housing relative to local income.
C11Culture and leisure9A very rich cultural and leisure offer.
C12Trend8Gaining appeal.
C13Crowding (inverse)6Average crowding.
C14Risks9Low risks.

Sources: Business Today: the world’s 10 most liveable cities in 2026 (EIU); SiViaggia: the 2026 EIU ranking, with the cities’ scores; ThePrint: what changed in the 2026 EIU ranking

Geneva · 12/14 · score 8.32 · Substance without form

Sixth in the world (96 points). An international city, with high wages and many international organisations, but very expensive housing.

#ConditionScoreIn plain words
C1Income10High wages.
C2Jobs7Many jobs, a diversified economy.
C3Attractiveness9Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare10A university medical centre.
C6Public services9Excellent public services.
C7Nature and air9Nature nearby and clean air.
C8Connectivity9Airport and motorway.
C9Safety9A safe city.
C10Housing cost versus income2Very expensive housing relative to local income.
C11Culture and leisure8A very rich cultural and leisure offer.
C12Trend6Stable.
C13Crowding (inverse)7An uncrowded city.
C14Risks9Low risks.

Sources: Business Today: the world’s 10 most liveable cities in 2026 (EIU); SiViaggia: the 2026 EIU ranking, with the cities’ scores; ThePrint: what changed in the 2026 EIU ranking

Sydney · 12/14 · score 8.10 · Substance confirmed

Fourth in the world (97 points), up from 6th. Spectacular nature and many jobs, but one of the world’s most expensive housing markets relative to income.

#ConditionScoreIn plain words
C1Income9High wages.
C2Jobs9Many jobs, a diversified economy.
C3Attractiveness10Among the most desired cities in the world.
C4Education10A large university centre.
C5Healthcare10A university medical centre.
C6Public services9Excellent public services.
C7Nature and air9Nature nearby and clean air.
C8Connectivity8Airport and motorway.
C9Safety8A safe city.
C10Housing cost versus income1Very expensive housing relative to local income.
C11Culture and leisure9A very rich cultural and leisure offer.
C12Trend8Gaining appeal.
C13Crowding (inverse)4Heavy traffic and crowding.
C14Risks7Low risks.

Sources: Business Today: the world’s 10 most liveable cities in 2026 (EIU); SiViaggia: the 2026 EIU ranking, with the cities’ scores; ThePrint: what changed in the 2026 EIU ranking

Melbourne · 12/14 · score 8.00 · Substance without form

Third in the world (97 points), with 100 in healthcare and education and 96 in culture and environment. Housing is expensive relative to income, and heatwaves and bushfires are a risk.

#ConditionScoreIn plain words
C1Income8High wages.
C2Jobs8Many jobs, a diversified economy.
C3Attractiveness9Among the most desired cities in the world.
C4Education10A large university centre.
C5Healthcare10A university medical centre.
C6Public services9Excellent public services.
C7Nature and air8Nature nearby and clean air.
C8Connectivity7Airport and motorway.
C9Safety8A safe city.
C10Housing cost versus income3Very expensive housing relative to local income.
C11Culture and leisure10A very rich cultural and leisure offer.
C12Trend8Gaining appeal.
C13Crowding (inverse)6Average crowding.
C14Risks7Low risks.

Sources: Business Today: the world’s 10 most liveable cities in 2026 (EIU); SiViaggia: the 2026 EIU ranking, with the cities’ scores; ThePrint: what changed in the 2026 EIU ranking

Luxembourg · 12/14 · score 7.96 · Substance without form

Seventeenth at Mercer; Europe’s highest wages, free public transport and European institutions. Housing is very expensive and the city is small.

#ConditionScoreIn plain words
C1Income10High wages.
C2Jobs9Many jobs, a diversified economy.
C3Attractiveness7Among the most desired cities in the world.
C4Education8A large university centre.
C5Healthcare8A university medical centre.
C6Public services8Excellent public services.
C7Nature and air8Nature nearby and clean air.
C8Connectivity7Airport and motorway.
C9Safety9A safe city.
C10Housing cost versus income3Very expensive housing relative to local income.
C11Culture and leisure7A very rich cultural and leisure offer.
C12Trend6Stable.
C13Crowding (inverse)7An uncrowded city.
C14Risks10Low risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025)

Osaka · 12/14 · score 7.72 · Substance without form

Seventh in the world (96 points), one of the safest big cities. Housing is much more affordable than in Western Europe or Australia; but the earthquake risk is high.

#ConditionScoreIn plain words
C1Income7High wages.
C2Jobs8Many jobs, a diversified economy.
C3Attractiveness8Among the most desired cities in the world.
C4Education10A large university centre.
C5Healthcare10A university medical centre.
C6Public services9Excellent public services.
C7Nature and air7Nature nearby and clean air.
C8Connectivity9Airport and motorway.
C9Safety10A safe city.
C10Housing cost versus income7Affordable housing relative to local income.
C11Culture and leisure9A very rich cultural and leisure offer.
C12Trend7Gaining appeal.
C13Crowding (inverse)5Average crowding.
C14Risks4High risks (for example, seismic).

Sources: Business Today: the world’s 10 most liveable cities in 2026 (EIU); SiViaggia: the 2026 EIU ranking, with the cities’ scores; ThePrint: what changed in the 2026 EIU ranking

The Hague · 12/14 · score 7.64 · Substance without form

Fourteenth at Mercer and 15th in the Happy City Index 2026; a city of international institutions, by the sea, quieter and cheaper than Amsterdam.

#ConditionScoreIn plain words
C1Income8High wages.
C2Jobs8Many jobs, a diversified economy.
C3Attractiveness7Among the most desired cities in the world.
C4Education8A large university centre.
C5Healthcare9A university medical centre.
C6Public services8Excellent public services.
C7Nature and air8Nature nearby and clean air.
C8Connectivity8Airport and motorway.
C9Safety9A safe city.
C10Housing cost versus income5Average-priced housing relative to local income.
C11Culture and leisure7A very rich cultural and leisure offer.
C12Trend6Stable.
C13Crowding (inverse)7An uncrowded city.
C14Risks8Low risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025)

Zurich · 11/14 · score 8.34 · Substance confirmed

Fifth in the world (96 points), down from joint 2nd, because of lower marks in culture and environment. Very high wages, but extremely expensive housing.

#ConditionScoreIn plain words
C1Income10High wages.
C2Jobs8Many jobs, a diversified economy.
C3Attractiveness9Among the most desired cities in the world.
C4Education10A large university centre.
C5Healthcare10A university medical centre.
C6Public services9Excellent public services.
C7Nature and air9Nature nearby and clean air.
C8Connectivity9Airport and motorway.
C9Safety9A safe city.
C10Housing cost versus income2Very expensive housing relative to local income.
C11Culture and leisure8A very rich cultural and leisure offer.
C12Trend5Stable.
C13Crowding (inverse)6Average crowding.
C14Risks9Low risks.

Sources: Business Today: the world’s 10 most liveable cities in 2026 (EIU); SiViaggia: the 2026 EIU ranking, with the cities’ scores; ThePrint: what changed in the 2026 EIU ranking

Oslo · 11/14 · score 8.18 · Substance without form

Twenty-second at Mercer and 14th in the Happy City Index 2026; very high wages, nature at the edge of the city and a rich country. The cost of living is among the highest in the world.

#ConditionScoreIn plain words
C1Income10High wages.
C2Jobs6An average labour market.
C3Attractiveness7Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare9A university medical centre.
C6Public services8Excellent public services.
C7Nature and air10Nature nearby and clean air.
C8Connectivity7Airport and motorway.
C9Safety9A safe city.
C10Housing cost versus income4Very expensive housing relative to local income.
C11Culture and leisure8A very rich cultural and leisure offer.
C12Trend6Stable.
C13Crowding (inverse)8An uncrowded city.
C14Risks9Low risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025)

Munich · 11/14 · score 8.08 · Substance without form

Eleventh at Mercer and 9th in the Happy City Index 2026; high wages, strong industry and the Alps nearby. Germany’s most expensive city for housing.

#ConditionScoreIn plain words
C1Income9High wages.
C2Jobs9Many jobs, a diversified economy.
C3Attractiveness7Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare9A university medical centre.
C6Public services8Excellent public services.
C7Nature and air9Nature nearby and clean air.
C8Connectivity9Airport and motorway.
C9Safety9A safe city.
C10Housing cost versus income3Very expensive housing relative to local income.
C11Culture and leisure9A very rich cultural and leisure offer.
C12Trend6Stable.
C13Crowding (inverse)6Average crowding.
C14Risks9Low risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025)

Helsinki · 11/14 · score 7.92 · Substance without form

Second in the Happy City Index 2026; top education, very good public services and nature close by. Winters are long and dark, and the Finnish economy is growing slowly.

#ConditionScoreIn plain words
C1Income8High wages.
C2Jobs6An average labour market.
C3Attractiveness7Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare9A university medical centre.
C6Public services8Excellent public services.
C7Nature and air9Nature nearby and clean air.
C8Connectivity8Airport and motorway.
C9Safety10A safe city.
C10Housing cost versus income6Average-priced housing relative to local income.
C11Culture and leisure8A very rich cultural and leisure offer.
C12Trend6Stable.
C13Crowding (inverse)8An uncrowded city.
C14Risks8Low risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025)

Stockholm · 11/14 · score 7.84 · Substance without form

Eighteenth at Mercer; a city on the water with a strong tech ecosystem. Waits for long-term rentals last years, and violent crime has risen.

#ConditionScoreIn plain words
C1Income9High wages.
C2Jobs8Many jobs, a diversified economy.
C3Attractiveness7Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare9A university medical centre.
C6Public services8Excellent public services.
C7Nature and air9Nature nearby and clean air.
C8Connectivity8Airport and motorway.
C9Safety7A safe city.
C10Housing cost versus income4Very expensive housing relative to local income.
C11Culture and leisure9A very rich cultural and leisure offer.
C12Trend6Stable.
C13Crowding (inverse)6Average crowding.
C14Risks8Low risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025)

Adelaide · 11/14 · score 7.72 · Substance without form

Eighth in the world (96 points), the third Australian city in the top 10. Quieter and cheaper than Sydney or Melbourne, but with fewer jobs.

#ConditionScoreIn plain words
C1Income7High wages.
C2Jobs6An average labour market.
C3Attractiveness7Among the most desired cities in the world.
C4Education10A large university centre.
C5Healthcare10A university medical centre.
C6Public services8Excellent public services.
C7Nature and air8Nature nearby and clean air.
C8Connectivity6Partly connected.
C9Safety9A safe city.
C10Housing cost versus income5Average-priced housing relative to local income.
C11Culture and leisure8A very rich cultural and leisure offer.
C12Trend8Gaining appeal.
C13Crowding (inverse)9An uncrowded city.
C14Risks7Low risks.

Sources: Business Today: the world’s 10 most liveable cities in 2026 (EIU); SiViaggia: the 2026 EIU ranking, with the cities’ scores; ThePrint: what changed in the 2026 EIU ranking

Vancouver · 11/14 · score 7.60 · Substance confirmed

Ninth in the world (96 points), up one place, the only North American city in the top 10. Exceptional nature, but housing among the most expensive in the world relative to income, and seismic risk.

#ConditionScoreIn plain words
C1Income8High wages.
C2Jobs8Many jobs, a diversified economy.
C3Attractiveness9Among the most desired cities in the world.
C4Education10A large university centre.
C5Healthcare9A university medical centre.
C6Public services8Excellent public services.
C7Nature and air10Nature nearby and clean air.
C8Connectivity8Airport and motorway.
C9Safety8A safe city.
C10Housing cost versus income1Very expensive housing relative to local income.
C11Culture and leisure8A very rich cultural and leisure offer.
C12Trend7Gaining appeal.
C13Crowding (inverse)6Average crowding.
C14Risks5A few risks.

Sources: Business Today: the world’s 10 most liveable cities in 2026 (EIU); SiViaggia: the 2026 EIU ranking, with the cities’ scores; ThePrint: what changed in the 2026 EIU ranking

Singapore · 10/14 · score 7.96 · Substance confirmed

Twenty-second in the Happy City Index 2026; Asia’s safest and best-connected city, with high wages and excellent public services. Private housing and cars are very expensive.

#ConditionScoreIn plain words
C1Income10High wages.
C2Jobs10Many jobs, a diversified economy.
C3Attractiveness7Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare10A university medical centre.
C6Public services8Excellent public services.
C7Nature and air6Acceptable nature and air.
C8Connectivity10Airport and motorway.
C9Safety10A safe city.
C10Housing cost versus income3Very expensive housing relative to local income.
C11Culture and leisure8A very rich cultural and leisure offer.
C12Trend6Stable.
C13Crowding (inverse)4Heavy traffic and crowding.
C14Risks8Low risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025); CNN: the world’s most livable cities for 2026 (EIU)

Tokyo · 10/14 · score 7.94 · Substance without form

Tenth in the world (96 points), rising. The biggest labour market on the list, very safe and very well connected, but crowded and exposed to earthquakes.

#ConditionScoreIn plain words
C1Income9High wages.
C2Jobs10Many jobs, a diversified economy.
C3Attractiveness9Among the most desired cities in the world.
C4Education10A large university centre.
C5Healthcare10A university medical centre.
C6Public services9Excellent public services.
C7Nature and air6Acceptable nature and air.
C8Connectivity10Airport and motorway.
C9Safety10A safe city.
C10Housing cost versus income5Average-priced housing relative to local income.
C11Culture and leisure10A very rich cultural and leisure offer.
C12Trend7Gaining appeal.
C13Crowding (inverse)2Heavy traffic and crowding.
C14Risks4High risks (for example, seismic).

Sources: Business Today: the world’s 10 most liveable cities in 2026 (EIU); SiViaggia: the 2026 EIU ranking, with the cities’ scores; ThePrint: what changed in the 2026 EIU ranking

Amsterdam · 10/14 · score 7.54 · Substance confirmed

Sixth at Mercer; very international, with a large airport and many company headquarters. Its housing crisis is one of the worst in Europe.

#ConditionScoreIn plain words
C1Income9High wages.
C2Jobs9Many jobs, a diversified economy.
C3Attractiveness7Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare9A university medical centre.
C6Public services8Excellent public services.
C7Nature and air6Acceptable nature and air.
C8Connectivity10Airport and motorway.
C9Safety8A safe city.
C10Housing cost versus income2Very expensive housing relative to local income.
C11Culture and leisure10A very rich cultural and leisure offer.
C12Trend6Stable.
C13Crowding (inverse)4Heavy traffic and crowding.
C14Risks7Low risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025)

Toronto · 10/14 · score 7.16 · Substance confirmed

Thirteenth at Mercer; Canada’s largest city, very diverse, with finance and technology. Housing is very expensive relative to income.

#ConditionScoreIn plain words
C1Income8High wages.
C2Jobs9Many jobs, a diversified economy.
C3Attractiveness7Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare8A university medical centre.
C6Public services7Excellent public services.
C7Nature and air6Acceptable nature and air.
C8Connectivity9Airport and motorway.
C9Safety8A safe city.
C10Housing cost versus income2Very expensive housing relative to local income.
C11Culture and leisure9A very rich cultural and leisure offer.
C12Trend5Stable.
C13Crowding (inverse)4Heavy traffic and crowding.
C14Risks8Low risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025)

Auckland · 10/14 · score 7.02 · Substance without form

Twelfth in the world, after falling five places and dropping out of the top 10, with lower marks in healthcare and infrastructure. Excellent nature, but expensive housing and a remote city.

#ConditionScoreIn plain words
C1Income7High wages.
C2Jobs7Many jobs, a diversified economy.
C3Attractiveness8Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare8A university medical centre.
C6Public services7Excellent public services.
C7Nature and air9Nature nearby and clean air.
C8Connectivity6Partly connected.
C9Safety8A safe city.
C10Housing cost versus income3Very expensive housing relative to local income.
C11Culture and leisure8A very rich cultural and leisure offer.
C12Trend4Losing appeal.
C13Crowding (inverse)7An uncrowded city.
C14Risks6A few risks.

Sources: 1News: Auckland drops out of the top 10 in the 2026 EIU ranking; ThePrint: what changed in the 2026 EIU ranking

Wellington · 9/14 · score 7.00 · Substance without form

Fourteenth at Mercer; a small, friendly capital with excellent nature. New Zealand’s economy is weak and earthquake risk is high.

#ConditionScoreIn plain words
C1Income7High wages.
C2Jobs6An average labour market.
C3Attractiveness7Among the most desired cities in the world.
C4Education8A large university centre.
C5Healthcare8A university medical centre.
C6Public services8Excellent public services.
C7Nature and air9Nature nearby and clean air.
C8Connectivity6Partly connected.
C9Safety9A safe city.
C10Housing cost versus income4Very expensive housing relative to local income.
C11Culture and leisure8A very rich cultural and leisure offer.
C12Trend4Losing appeal.
C13Crowding (inverse)8An uncrowded city.
C14Risks5A few risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025)

Paris · 8/14 · score 7.20 · Substance confirmed

First in Monocle’s 2025 ranking; the richest cultural offer in the world and the best transport in Europe. Small, expensive homes, crowding and safety are the downsides.

#ConditionScoreIn plain words
C1Income9High wages.
C2Jobs10Many jobs, a diversified economy.
C3Attractiveness7Among the most desired cities in the world.
C4Education9A large university centre.
C5Healthcare9A university medical centre.
C6Public services8Excellent public services.
C7Nature and air5Acceptable nature and air.
C8Connectivity10Airport and motorway.
C9Safety6Average safety.
C10Housing cost versus income2Very expensive housing relative to local income.
C11Culture and leisure10A very rich cultural and leisure offer.
C12Trend6Stable.
C13Crowding (inverse)2Heavy traffic and crowding.
C14Risks6A few risks.

Sources: Wikipedia: city quality-of-life indices (Mercer 2024, Happy City Index 2026, Monocle 2025)

The data behind the scores

Conditions met out of 14 (conditions). Source: Explosive Assets Radar, snapshot of 3 November 2026, retrieved on 2026-11-03. The scores and sources for each position are in the details above.

The analysis’s sources

What the analysis shows

Vienna meets the most conditions (13 of 14). The ranking rewards substance: real results and real opportunities, weighed against how hard and how expensive they are to reach, not only fame.

The rankings are indicative and rest on public data as of the snapshot date. The right choice depends on each person’s situation.

How we apply the 14 conditions in this domain

The same algorithm as for crypto, companies and commodities: each condition gets a score from 0 to 10 and is met from 7. The weights are identical in every domain; only what we measure in practice changes.

#ConditionWhat we measureWeight
C1IncomeThe level of wages in the city.16%
C2JobsVacancies and the diversity of the economy.6%
C3AttractivenessWhere people would like to live.6%
C4EducationUniversities and good high schools.8%
C5HealthcareHospitals and university medical centres.6%
C6Public servicesThe quality of administration, transport and public services.8%
C7Nature and airGreen spaces, mountains, sea, air quality.8%
C8ConnectivityAirport, motorway, rail.4%
C9SafetyCrime and street safety.6%
C10Housing cost versus incomeHow many years of wages a home costs (fewer = better).6%
C11Culture and leisureTheatres, concerts, museums, festivals, restaurants, sport.6%
C12TrendThe city is gaining or losing appeal.6%
C13Crowding (inverse)Traffic and density.6%
C14RisksEarthquakes, pollution, floods.8%

Questions about the reasoning

Do you disagree with a score, or want to know why an asset is where it is? Ask. We answer with the weekly update, with sources, by email and, if you agree, here on the page.

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Sources

The sources will be listed here together with the data.

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